What do I need to get a loan from AmeriCash?

What do I need to get a loan from AmeriCash?

What do I need to have ready when I apply for a loan from AmeriCash Loans?

1. Verified bank account and voided check (if applicable)
2. Valid Driver’s License/State ID.
3. Current proof of income ( ex. pay stub or benefits letters)
4. Proof of residency (2 recent pieces of business mail)

Does AmeriCash loans check credit?

No Credit Check at AmeriCash Loans We perform no credit score checks. We welcome those with a wide variety of credit scores to apply for a loan from us. Always remember, if you are stuck in a tight spot and need a little extra cash, AmeriCash Loans has got you covered without a credit check! Your Money.

How many installment loans can you have in Missouri?

Missouri residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments, or 52 weekly payments.

Can I have the phone number to AmeriCash loans?

888.907.4227
AmeriCash Loans will never ask you to forward a payment before issuing you a loan or on condition of issuing you a loan. If you receive a suspicious call or email, please contact our customer service department at 888.907. 4227 to verify its authenticity before sharing any confidential information.

How long does AmeriCash take to approve a loan?

within one day
Funding within one business day AmeriCash offers loans as small as $50, depending on your state, and if you’re approved, you can typically get the money within one day. And if you apply online, you can choose to have your approved loan deposited directly into your bank account or pick up a check at a physical location.

How long does it take AmeriCash loans to process?

Get approved in minutes of submitting your loan application and immediate contact from one of our customer service representatives to confirm your details. Your funds will be directly deposited into your checking account in as little as 24 hours through a secure transfer. Your Money.

Can I be denied a payday loan?

The most common reasons you would get denied for a payday loan (or any loan) would be your credit score, your income, and your past borrowing history. While many payday lenders do cater to borrowers with less-than-average credit scores, some won’t lend to you if they know you don’t have the ability to repay the loan.

What is the maximum interest rate allowed by law in Missouri?

9 percent
Overview of Missouri Interest Rate Laws Missouri law stipulates that interest rates on debt may not exceed 9 percent without an agreement to a higher rate. Business loans and some real estate loans are exempt from this limit.

What is the max interest rate a payday loan business can charge in Missouri?

75%
Rates, Fees and Other Charges in Missouri The law limits the total amount of all interest and fees to 75% of the initial loan amount (for the life of the loan plus all renewals).

How long does it take AmeriCash to deposit money?

Funding within one business day AmeriCash offers loans as small as $50, depending on your state, and if you’re approved, you can typically get the money within one day. And if you apply online, you can choose to have your approved loan deposited directly into your bank account or pick up a check at a physical location.

Is Speedy loan Online legit?

While its interest rates are high, Speedy Cash is a legit option for people who need cash fast and can pay it back within the allotted time.