Which Discovery plan is the best?

Which Discovery plan is the best?

For Discovery, its Classic Saver plan is by far the most popular, with 680,000 beneficiaries (25%) attached to the plan. Half of all Discovery beneficiaries are on a Saver plan, which bundles in medical savings for a higher monthly contribution (a portion of the fee goes into savings).

What is Discovery MSA balance?

The Discovery app shows a member’s MSA balance. This balance consists of the amount that is allocated at the start of each year as well as any funds that have been carried over from previous years less any funds that have been used during the current year.

What is classic saver discovery?

Discovery’s Classic Saver offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit. The plan includes international emergency travel cover and evacuation services in certain African countries.

What happens to my discovery savings account?

We pay your day-to-day medical expenses such as GP and specialist consultations, medicine, except for registered and approved chronic medicine, radiology and pathology from the available funds allocated to your Medical Savings Account (MSA). Any unused funds will carry over to the next year.

What is Discovery Classic saver?

Does discovery cover root canals?

We pay specialists up to 300% of the Discovery Health Rate (DHR). For members 13 and older, we cover routine conservative dentistry, such as preventive treatment, simple fillings and root canal treatment from your available day-to-day benefits.

What is the new name for classic comprehensive zero MSA?

For 2020, Classic Comprehensive Zero MSA has been redesigned and renamed as Classic Smart Comprehensive. Classic Smart Comprehensive

What benefits do I get with classic smart comprehensive?

A high savings account and an unlimited Above Threshold Benefit (ATB) for your day-to-day healthcare needs. On Classic Smart Comprehensive you have cover for a set of defined day-to-day benefits

What’s new in 2020 for the Discovery Health Program?

In 2020, we will also cover bowel cancer screening tests every two years for members between 45 and 75 years. Members who meet the clinical entry criteria may also qualify for additional tests that include a colonoscopy. BELOW IS A SUMMARY OF THE KEY BENEFIT CHANGES OF THE DISCOVERY HEALTH MEDICAL SCHEME PLANS FOR 2020.