What does an accident policy cover?

What does an accident policy cover?

Accident insurance helps you pay for medical and other out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, medical exams, as well as other expenses you may face such as transportation and lodging needs.

What accident insurance does not cover?

Your health insurance covers you in case of any medical emergency or issue, whereas accident insurance will only provide you with coverage if your injury occurs due to a qualifying accident. This means that medical issues like sickness and disease are not covered by accident insurance.

What is considered an accidental injury?

Falls, cuts, burns, road accidents, bites, stings, and drowning are examples of accidental injuries. Accidents can happen at any time and accidental injury is a significant cause of death. It protects you and your family in the event of an unexpected injury that requires medical care.

How much does Aflac pay for broken bones?

diagnoses the fracture as a chip fracture, we will pay 25% of the amount shown for the affected bone. The maximum amount payable for the Fracture Benefit per covered accident is 150% the benefit amount for the fractured bone that has the higher dollar amount.

What does accidental Aflac cover?

Injuries and Emergency Services Covered Aflac’s accidental injury insurance helps cover a wide span of events, from emergency situations to more common accidents. On one side of the spectrum, we provide coverage for burns, comas, paralysis, concussions, dislocations, and lacerations.

What does Aflac accident cover?

What does the Aflac Accident Advantage policy include? A wellness benefit payable for routine medical exams to encourage early detection and prevention. Benefits payable for fractures, dislocations, lacerations, concussions, burns, emergency dental work, eye injuries, and surgical procedures.

What is spouse AD&D?

Accidental Death & Dismemberment (AD&D) is a plan that pays a benefit if you lose your life, limbs, eyes, speech or hearing due to an accident.

What are some examples of accidental injury?

What Are the Most Common Accidental Injuries?

• Slip and Fall Accidents. As the leading cause of accidental death, slip and fall accidents are an example of how something so simple can have severe consequences.
• Poisoning.
• Fire and Burns.
• Airway Obstruction.

Does Aflac pay broken toes?

Finger/Toe If the dislocation requires open reduction, we will pay 150% of the amount shown. diagnosed and treated by a doctor within 90 days after the accident, we will pay the amount shown.

What is a covered accident with Aflac?

Does Aflac pay for anesthesia?

SURGERY/ANESTHESIA BENEFIT: Aflac will pay according to the benefits in the Schedule of Operations in the policy when a Covered Person has a surgical procedure performed for the direct treatment of a covered Internal Cancer or Associated Cancerous Condition and a charge is incurred for such surgical procedure.

How much does Aflac pay for medical bills after an accident?

Accident Emergency Treatment Benefit Aflac will pay $120 for the insured and the spouse, and $70 for children if a covered person receives treatment for injuries sustained in a covered accident. This benefit is payable once per 24-hour period and only once per covered accident, per covered person.

How many times can you have dental treatment with Aflac?

This benefit is payable for one treatment per day for up to a maximum of three treatments per Calendar Year, per policy. Dental Wellness Benefit Aflac will pay $75 per visit to you or any covered person for any one treatment listed below. This benefit is payable once per visit, regardless of the number of treatments received.

Does Aflac Insurance cover herniated disc?

There are 3 plans to get Accident Specific-Sum Injuries Benefit Amount cover for Herniated Disc: Take advantage of the Aflac accident insurance policy to maintain peace of mind and help pay for emergency treatment, as well as transportation or accommodation related to treatment.

How much does Aflac pay for blood plasma treatment?

Aflac will pay $200 when a insured person requires to receive blood/plasma and/or platelets for his treatment of the injuries which he has suffered during the accident which is covered by Aflac. Though this insurance does not cover the cost for immunoglobulins. Benefit for this policy is payable only once per covered accident, per individual.