What are the features of Pradhan Mantri Jan Dhan Yojana?

What are the features of Pradhan Mantri Jan Dhan Yojana?

Key Features of Pradhan Mantri Jan Dhan Yojana

• Account holder receives Rupay debit card.
• No minimum balance is required.
• Rs. 1 lakh of accident insurance cover free.
• Accounts opened after 28.8.18 will get accidental cover of Rs 2 lakh.

What is the main objective of Jan Dhan Yojana?

Key objective of the PMJDY is to ensure access of financial services such as basic savings & deposit accounts, insurance, pension, credit and remittance to all households at an affordable cost.

What are the six pillars of Pradhan Mantri Jan Dhan Yojana?

The six pillars—providing bank accounts, credit, insurance, pension, financial literacy, and increasing the penetration of banking agents—were designed to address the prior challenges and to accelerate financial inclusion in India.

Can I open Jan Dhan account now in 2021?

PM Jan Dhan Yojana Apply Online 2021 pmjdy.gov.in PMJDY Account Opening Registration application form in Hindi English, जन धन योजना. For boosting social security among citizens of India, PM Jan Dhan Yojana 2021 has started.

Who can open Jan Dhan?

Pradhan Mantri Jan-Dhan Yojana eligibility criteria You must be an Indian citizen. You must be at least 10 years old. You should not have an existing bank account.

Can we open two Jan Dhan account?

No, if you already have a bank account, you do not have to open another for PMJDY. You can just avail a RuPay Card towards your existing bank account. You can also extend its credit facility if the account is being operated satisfactorily.

Who can open Pmjdy?

All Indian nationals are eligible to apply for the Jan Dhan Yojana scheme. Any form of identity proof that is duly authorised by gazette officers is acceptable to open a Jan Dhan Yojana account; in the absence of any available documentation, banks are required to conduct through background checks.

How can I check my Pmjdy account?

PMJDY holder can check the balance of his/her account by dialing 18004253800 or 1800112211. SBI customer has to call on this number from his registered mobile number. In this way, he/she will get information about the last five transactions and also his/her account balance.

Can I open Pradhan Mantri Jan-Dhan Yojana online?

The Jan-Dhan Yojana account opening process is completely online. Get the Pradhan Mantri Jan-Dhan Yojana application form from the Pradhan Mantri Jan-Dhan Yojana’s official website or from any other bank’s website. Fill out the form and submit any relevant documents.

How can I join Jan Dhan Yojna?

Download Application Form for Jan Dhan Yojana Bank Account

1. To apply for the account, you will be required to download the application form in PDF format (available in Hindi and English) from the official website for the scheme.
2. In the downloaded form, you have to fill in the name of the bank, along with the bank code.

How to know more about Pradhan Mantri Jan Dhan Yojana?

Candidates can know the detailed information about the Pradhan Mantri Jan Dhan Yojana on the Official Website. To know more about PM Garib Kalyan Yojana, refer to the linked page. Pradhan Mantri Jan Dhan Yojana is a financial inclusion campaign which provides universal access to banking facilities.

How many accounts have been opened under PM Jan Dhan Yojana?

As on January 27, 2021, a total number of 41.75 crore accounts have been opened under Pradhan Mantri Jan Dhan Yojana (PMJDY) out of which 35.96 crore accounts are operative. The scheme has been criticized by opposition as an effort to please voters that has created unnecessary work-burden on the public-sector banks.

What is Swabhimaan Yojana?

Swabhimaan was a 2011 campaign of the Government of India which aims to bring banking services to large rural areas. Pradhan Mantri Jan-Dhan Yojana statistics as on 14 Jan 2021 (All figures in crore) Jan dhan Yojana announced by Prime Minister Narendra Modi on 15 August 2014 and the scheme was launched on 28 August 2014.

Who can get overdraft facility under Jan Dhan Yojana?

As per the government notice, only those people would get the overdraft facility whose transaction record has satisfactory operations in their account for some time. In March 2018, the Government of India stated that around 20% of Jan Dhan accounts were lying dormant.