What is Mudharabah Mutlaqah?
In a Mudarabah Mutlaqah, the investor authorizes the entrepreneur to run the business without restrictions in terms of type of business activity, products, location of the business activity et cetera, as long as such business activity does not violate the principles the Islamic Law (Sharia).
What is Bai Muajjal?
Bai-Muajjal may be defined as a contract between a Buyer and a Seller under which the Seller sells certain specific goods permissible under Islamic Shari’ah and Law of the land) to the Buyer at an agreed fixed price payable at a fixed future date in lump sum or within a fixed period by fixed instalments.
What is Salam and Istisna?
The contracts of salaam and istisna are sale-based contracts between two or more parties that involve the sale of an asset that does not exist at the time the contract is negotiated. In general, therefore, the Prophet (saw) laid restrictions on future sales or spot sale of goods not in the possession of the seller.
Can Rab ul Mal fix the amount of profit?
The Mudarib & Rabb-ul-Maal cannot allocate a lump sum amount of profit for any party nor can they determine the share of any party at a specific rate tied up with the capital.
Who is the Mudarib?
Thus the word ‘Mudaraba’ means ‘Travel’ for undertaking business. Mudaraba is a partnership in profit whereby one party provides capital and the other party provides skill and labour. The provider of capital is called “Shahib al-maal”, while the provider of skill and labour is called “Mudarib”.
What is wakalah in Islamic banking?
S 8.1 Wakalah refers to a contract where a party, as principal (muwakkil) authorizes another party as his agent (wakil) to perform a particular task on matters that may be delegated, with or without imposition of a fee.
What is Ijara wa Iqtina?
In Islamic finance, al Ijarah does lead to purchase (Ijara wa Iqtina, or “rent and acquisition”) and usually refers to a leasing contract of property (such as land, plant, office automation, a motor vehicle), which is leased to a client for stream of rental and purchase payments, ending with a transfer of ownership to …
What is Shirkat ul Milk?
Shirkat-ul-Milk This is the second type of Shirkah which means: “A partnership effected by a mutual contract in which the partners join together with different contributions, work or obligation for the purpose of earning profit”. For the purpose of brevity it may also be translated as. “Joint commercial enterprise.”
Bagaimana pembagian keuntungan dalam Akad mudharabah?
Dalam akad mudharabah, pembagian keuntungan harus dilakukan dalam bentuk persentase atau nisbah. Misalnya 70:30, dimana 70% ini untuk pengelola dana dan yang 30% untuk pemilik dana.
Apakah keuntungan antara mudharabah dan wadiah?
Sementara untuk mudharabah keuntungan dihitung sekian % dari keuntungan. Jika ditinjau mana yang lebih baik antara mudharabah dan wadiah, tentu jawabannya sama baiknya. Kelebihan dan kekurangan masing masing bergantung pada tujuan penyimpanan dana. Mengapa demikian?
Apa yang dilakukan oleh mudharabah?
Mudharabah. Penanaman dana dari pemilik dana (shahibul maal) kepada pengelola dana (mudharib) untuk melakukan kegiatan usaha tertentu, dengan pembagian menggunakan metode bagi untung dan rugi (profit and loss sharing) atau rnetode bagi pendapatan (revenue sharing) antara kedua belah pihak berdasarkan nisbah yang telah disepakati sebelumnya.
Bagaimana risiko yang terkait dengan mudharabah?
Kekurangan dan Kelebihan Pembiayaan Mudharabah Dalam tesisnya Lusianna Elizabeth 29 menyebutkan mengenai beberapa risiko yang terkait dengan pembiayaan mudharabah, yaitu; 1. Business Risk risiko atau bisnis yang dibiayai yakni risiko yang terjadi pada first way out risiko kebangkrutan. Risiko ini dipengaruhi oleh; a.