How does SR-22 work in Illinois?
Financial Responsibility Insurance (SR-22) monitors the insurance of problem drivers and authorizes the Secretary of State’s office to suspend upon cancellation or expiration. To obtain an SR-22, you must contact an insurance company authorized to write SR-22 policies for Illinois.
Does Illinois require SR-22?
Drivers in Illinois are required to file SR-22 forms in order to have their licenses reinstated after being convicted of one of a few serious driving offenses, such as a DUI. Even if you don’t own a vehicle, if your license has been suspended, you will need to file an SR-22 in order to have it reinstated.
How much does SR-22 cost in Illinois?
SR-22 insurance in Illinois costs an average of $752 per year, an increase of 13% compared to standard car insurance rates. In addition to an increased premium, it costs between $15 and $25 to file an SR-22 form in Illinois, depending on the insurance company.
How do I check my SR-22 status in Illinois?
Call the state Driver Services Department at 217-782-3720 and provide your Social Security and driver’s license numbers to check the status of your SR-22 certificate.
Does USAA have a DUI clause?
Yes, USAA will insure you with a DUI. In addition to insuring people who have been convicted of driving under the influence (DUI), USAA will file an SR-22 or FR-44 form with the driver’s state after a DUI conviction, if necessary.
How do I get SR-22 removed?
To get an SR-22 removed, a driver needs to contact their insurance company once they are no longer required to have the SR-22 on file with their state DMV. While each state has its own rules for how long drivers must maintain an SR-22, it can usually be removed after 3-5 years.
What does SR-22 stand for?
safety responsibility
SR-22 (the “SR” stands for “safety responsibility”) is a document that verifies that someone has automobile insurance. The SR22 is prepared by an insurance company and then filed (by the insurance company) with the department of motor vehicles (DMV).
Will USAA drop me if I get a DUI?
Yes, USAA will insure you with a DUI. After the DUI conviction stops showing up on your driving record, usually within 3 to 5 years, USAA will decrease your rates.