Which state has the most uninsured drivers?
Mississippi
Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2019 (1)
| Highest | ||
|---|---|---|
| Rank | State | Percent uninsured |
| 1 | Mississippi | 29.4% |
| 2 | Michigan | 25.5 |
| 3 | Tennessee | 23.7 |
What percent of all drivers are uninsured?
12.6 percent
The average national rate of uninsured motorists is 12.6 percent, but 21 states and the District of Columbia all rate higher than the national average.
What states require uninsured motorist coverage?
Twenty two jurisdictions require uninsured motorist coverage (UM): Connecticut, District of Columbia, Illinois, Kansas, Maine, Maryland, Massachusetts, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Oregon, South Carolina, South Dakota, Vermont, Virginia, West Virginia …
How many people have no car insurance?
Over 4 million people in California are uninsured, which puts them at an elevated risk of being involved in an accident with someone who doesn’t have car insurance. According to Insurify, 15.2 percent of California drivers drive uninsured, which is higher than the national average.
How many Florida drivers are uninsured?
Uninsured motorist rates by state According to recent data, the state with the highest rate of uninsured motorists is Florida, with an estimated rate of 26.7%.
Why are there so many uninsured drivers?
The most common reason stated for driving without insurance is the cost. When things get tough and funds are low, people still need a roof over their heads, groceries, and to get back and forth to work.
What percent of us is uninsured?
In 2020, 8.6 percent of people, or 28.0 million, did not have health insurance at any point during the year. The percentage of people with health insurance coverage for all or part of 2020 was 91.4.
Why are so many Florida drivers uninsured?
While many drivers in Florida are on the road without insurance, many other drivers carry very little coverage. That’s due to Florida’s minimum auto insurance requirement, which only requires drivers to maintain $10,000 of Personal Injury Protection (PIP) coverage.
What is the percentage of uninsured drivers in the US?
Uninsured drivers by state. The nationwide uninsured motorist (UM) rate increased from 12.3 percent in 2010 to 13 percent in 2015. Uninsured motorist rates varied substantially among individual states, ranging from 4.5 percent in Maine to 26.7 percent in Florida.
Which states require uninsured/underinsured motorist coverage?
States where uninsured/underinsured motorist coverage is required 1 Massachusetts 2 Minnesota 3 Missouri 4 Nebraska 5 New Hampshire 6 New Jersey 7 New York 8 North Carolina
What is the rate of uninsured motorist in Florida?
This rate is estimated based on the ratio of uninsured motorist insurance claims to bodily injury insurance claims. Uninsured Motorist Rates by State. According to recent data, the state with the highest rate of uninsured motorists is Florida, with an estimated rate of 26.7%.
How do police identify uninsured or underinsured drivers?
Some state governments require that insurers inform the state transportation office when an auto insurance policy lapses or is canceled. This allows law enforcement officials access to a database of currently insured vehicles, therefore making it easier for them to identify uninsured motorists.