What is super balance option?
This option invests in a diversified mix of assets with an emphasis on Australian and overseas shares, property and alternatives. It’s designed to achieve relatively high returns in the medium to long term but is subject to short-term fluctuations in returns.
What is conservative balanced fund?
Conservative Balanced Includes a higher allocation to fixed interest and cash than the Balanced option. It’s designed to have medium-term growth with a balance between capital stability and capital growth. May also have some short-term fluctuations.
Is UniSuper ethical?
Your super is invested responsibly Every investment we make considers our environmental, social and governance (ESG) standards and principles. We’re one of Australia’s largest investors in ESG-themed strategies, with more than $12 billion in funds under management across these investment options.
What is the average return on a conservative portfolio?
A conservative portfolio targets an asset allocation of 65% in defensive assets, and 35% in growth assets: This portfolio is recommended for investors who are uncomfortable with investment risk, and/or require modest returns to meet their objectives. Forecast long term return: 3 – 4% p.a.
Is a balanced fund a good investment?
Instead of risking all your money in equity, the balanced fund helps you invest prudently with lower risk. A balanced fund can be equity-oriented or debt-oriented. An equity-oriented balanced fund invests at least 65% of its assets in equities.
What does uni Super invest in?
Our major investment holdings We invest in a range of assets including shares, airports, shopping centres and fixed interest accounts.
What is sustainable balanced?
Overview. The Sustainable Balanced option is a pre-mix option that invests in Australian and international companies (chosen using UniSuper’s own sustainable investment criteria), listed property and fixed interest assets—including green bonds.
Is sunsuper better than UniSuper?
Looking at performance, AustralianSuper Balanced has delivered higher returns than Sunsuper Lifecycle over the short, medium and long term. Most of AustralianSuper’s additional investment options have also performed better than those offered by Sunsuper over the past decade.